Disclaimer

This page applies to everything published by EMPEERYAL LLC on empeeryal.com: blog posts, the newsletter, members-only notes, the tools page, social media posts that link here and anything I say in a reply to you. It is part of the terms of service.

Not financial advice

What I publish about money is my personal opinion and a record of my own experience, shared for education and entertainment. It is not financial, investment, tax or legal advice. It is not a recommendation or an offer to buy, sell or hold any security, option or other investment, and it is not written for your circumstances.

I am not a registered investment adviser, a broker-dealer, a financial planner, an accountant or an attorney. I do not know your finances, your goals, your taxes or how much risk you can carry. Reading this site, subscribing to the newsletter or becoming a member does not make me your adviser. Talk to a licensed professional before you make a financial decision.

Risk

Trading and investing involve risk, including the loss of everything you put in. Options are complex. They can lose their entire value quickly, and some option strategies can lose more than the amount invested. Before trading options, read Characteristics and Risks of Standardized Options, the disclosure document published by the Options Clearing Corporation.

Only you can decide whether a trade or an investment is right for you.

No guarantees

Past performance, mine or anyone else's, does not predict future results. When I describe a trade, a return or a source of income, I am describing what happened to me. I am not promising that it will happen again or that it will happen to you. Results depend on timing, account size, costs, taxes and luck, and most of those will be different for you.

Examples that use made-up numbers are labelled as examples. They leave out commissions, fees and taxes unless I say otherwise, and they are there to explain an idea, not to show what a real trade would have earned.

My positions

I may own, or trade in, the securities and options I write about. I may buy or sell them at any time, before or after publishing, without saying so. A note about a position is a record of what I did. It is not a signal for you to do the same.

Affiliate links

Some links on this site are affiliate links. If you sign up for or buy something through one, I may be paid a commission or receive another benefit, at no extra cost to you. Affiliate links are labelled where they appear, and links that start with empeeryal.com/go/ may be affiliate links. I link only to things I use or would use myself, but a commission is still a reason to be skeptical, so do your own research before you buy.

Web and business content

Posts about building websites, tools and running a business are general information too. Code samples and instructions are provided without warranty. Test them before relying on them in your own projects.

Other websites

I link to websites, products and services I do not control. A link is not an endorsement of everything on the other side of it, and I am not responsible for what other sites publish, sell or do.

Accuracy

I try to keep everything here accurate and current, but I make mistakes, and markets, tax rules and software change after a post is written. Check important facts against an original source before you rely on them. If you spot an error, I would like to hear about it.

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