Terms of Service

Welcome to EMPEERYAL (empeeryal.com), operated by Peery LLC ("we", "us"). By using the site — browsing, creating an account, commenting, or subscribing — you agree to these terms. If you don't agree, please don't use the site.

Who may use the site

You must be at least 13 years old to use the site and at least 18 (or the age of majority where you live) to act on anything you read here about money or investing.

Your account

• Give accurate information and keep your login credentials to yourself. You're responsible for what happens under your account.
• We may suspend or terminate accounts that break these terms, abuse other users, or abuse the site itself — with or without notice.
• You can delete your account at any time by contacting us.

Comments and other content you post

• You own what you write. By posting it, you grant us a worldwide, royalty-free license to display, store, and format it as part of the site.
• Don't post anything illegal, hateful, harassing, deceptive, infringing, or spammy — including undisclosed self-promotion and affiliate links.
• We may edit, remove, or refuse any content at our sole discretion, and we aren't obligated to keep or back up your content.

Our content

Everything we publish (posts, images, design, code of the site) is copyright © Peery LLC unless noted otherwise. You may read, link, and quote briefly with attribution. Don't republish whole posts or use our content commercially without permission.

Not financial advice

This one matters, so read it. EMPEERYAL publishes content about stock options, trading, side businesses, and making money online. All of it is education and entertainment — not financial, investment, tax, or legal advice. We are not your financial advisor, broker, or fiduciary.

• Trading options involves substantial risk and can result in the loss of your entire investment (and sometimes more).
• Anything we write about our own trades describes what we did, not what you should do.
• Past performance never guarantees future results.
• Do your own research and consult a licensed professional before making financial decisions.

Affiliate links and advertising

Some links on the site are affiliate links — if you buy through them, we may earn a commission at no extra cost to you. Deal links route through our own redirect (/go/…) which counts clicks anonymously. The site may also show ads (Google AdSense). Details in our Affiliate Disclosure.

Third-party links

Links to other sites are provided for convenience. We don't control them and aren't responsible for their content, products, or policies.

Disclaimers

The site is provided "as is" and "as available", without warranties of any kind, express or implied — including fitness for a particular purpose, accuracy, or availability. We may change, suspend, or discontinue any part of the site at any time.

Limitation of liability

To the fullest extent permitted by law, Peery LLC and its members will not be liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits or trading losses — arising from your use of the site. Our total liability for any claim is limited to the greater of $100 or the amount you paid us in the past 12 months (which, for a free site, is usually nothing).

Some jurisdictions don't allow certain limitations, so parts of this section may not apply to you.

Indemnification

If your use of the site or your content causes a third party to bring a claim against us, you agree to cover the reasonable costs and damages resulting from it.

Governing law

These terms are governed by the laws of the Commonwealth of Kentucky, United States, without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Kentucky, and you consent to their jurisdiction.

Changes

We may update these terms from time to time. The date at the top reflects the latest version; continuing to use the site after a change means you accept the new terms.

Contact

Questions about these terms: use the contact form. This site is operated by Peery LLC.