Selling covered calls lets you collect cash on shares you already own, but it caps your upside and leaves downside open. Here is how the mechanics, delta targets, and trade-offs actually work.
Buying stocks while carrying a 22% credit card balance isn't investing—it's burning cash. Here is the exact order of operations for your next spare $1,000.
Making money in the market is only half the trade—how you trade decides what you owe the IRS. Here is how capital gains, option premiums, and wash sales actually work.
What triggers a wash sale with options, why I don't trust broker 1099-B wash-sale numbers alone, and why I review my trades in November and December. Educational only—not tax advice.
